Lending on Prosper

I wrote a year and a half ago about my experiences loaning money on prosper.com. That write-up continues to be one of my most popular posts. I would like to follow up and officially downgrade prosper to “disappointing”. My investments have only made about 10% (total) over the past 2.5 years, and loans continue to default at a huge rate regardless of credit rating. My advice: invest somewhere else.